Dental Insurance

About Dental Insurance

We know just how frustrating dealing with insurance companies can be so we will file and track your insurance claims and communicate with them on your behalf to help you make the most of your benefits.

Our goal is to minimize your hassle and your out-of-pocket investment. The best way you can help us to achieve minimum hassle and maximum benefits is to keep us informed of changes in your insurance coverage so that we may give you the most accurate estimates and information on coverage possible.

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Dental Insurance 101

Understanding dental insurance is complicated but once you get a handle on the key terms it makes a lot more sense. 

What is a dental benefit plan?

We all refer to dental benefit plans as "dental insurance" but technically it's a totally different type of healthcare plan. It's a bit more like a discount plan. Some procedures will be covered while others will not and there is significant variability from plan to plan. 

Who determines coverage?

Which benefits are covered and at what percentage is determined by the insurance company and your employer. It is dependent on the investment and prioritization by your employer. 

How do I find out what is covered?

When signing up for employer-provided dental coverage a dental benefit plan summary outlining information about deductibles, coinsurance, annual maximums, reimbursement levels, limitations, and exceptions will be provided. Many of us tend to forget what it says or misplace those documents so thankfully now you can typically log in to your dental benefit carriers online platform and find these documents. If not, your employer's HR benefits specialist should be able to assist you. 

We will also work hard to communicate with your insurance about your coverage and we want to be a resource for you. Let us know what questions you have. 

In-network insurance

Wondering if we accept your insurance? Below is a list common insurances we work with, but listing them all would be a confusing jumble! If you don’t see yours, the the best thing to do is give us a call and we can confirm our network status for you. 

  • Aetna
  • Ameritas
  • Anthem
  • Argus/Aflac
  • Beam
  • Cigna DVH
  • Colonial Life
  • Delta Premier
  • Dental Select
  • Guardian
  • GEHA
  • Humana
  • Kaiser
  • Lincoln Financial
  • Metlife
  • Principal
  • UMR
  • United HealthCare
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